Excitement makes me nervous, and not in the synonymous way. Keeping my expectations low is what keeps the Turtle happy with life. I'm a born cynic, after all, and I can make the return of Christ a gloomfest if you give me half a chance. The moment I make actual plans, life will smack me with a 4x4 (such as Lavender Squeak the Van), and I will not pass "go" and collect my $200.
However, since life will progress until I die, I may as well have a sketch for the future. I'm already considering how to shave down that six years without eating beans and rice, or cats.
There are only 3 things to do with money: save, spend and give. A balanced life does all three.
Save: Without the mortgage, I could get my retirement up to 15%. I could get my emergency fund to what I consider fully funded. Dave Ramsey says everyone has a "security gland" that begins secreting anxiety when certain things happen, like the emergency fund being too low. I haven't yet experienced what I consider the "right amount" of emergency fund. I suspect six months of expenses in cash would do the trick, but I don't want to be greedy.
Spend: I could vinyl-side the house. I could build that screened-in porch I crave, and maybe add a foot or two to the kitchen while I'm at it. I could take friends to lunch and pay for both of us, or bribe the nieces to visit me. I could be a Realm Makers sponsor and force them to come to Topeka for a conference.
Well, we'll see how life goes. No point getting too excited. Something horrible is bound to happen and screw it all up.
Happy Friday! Push button. Receive bacon.
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