Two weeks ago, my dentist said that magic word "crown." This will be crown #2. I have slightly better dental insurance than I did for crown #1, but the bottom line is a large sum of money will be leaving me in a bit more than a week, and it was money I didn't plan to spend.
That's what emergency funds are for, Dave Ramsey would say, and I agree with him. That's why I have one. I even use it for actual emergencies - things I couldn't have known about and planned for - like a filling giving out and requiring a crown to replace it.
OK, I suppose I could have anticipated that someday I would need another crown, but, come on. Do I really need one more thing to over-control in my OCD life?
Anyway, money keeps coming out of my emergency fund, and it is very hard to put back. I have made a concerted effort this year to put money in, and I've done fairly well, but Murphy keeps showing up - in alien van invasions and crowns and sewer stack replacements. It's tiresome.
Does anyone else have trouble reconciling the Proverbial ant vs. grasshopper with Jesus' "do not worry about what you will eat or what you will wear?" I mean, Old Testament teaching is "plan for the future." New Testament teaching is "God will take care of you." No offense, Jesus, but you were a bum. You had no job, no house, no dependents, and you lived off the generosity of various women, like Joanna and Martha and Mary. Yes, all Your needs were met, but I don't want to be a bum.
I guess that would make me one of the various women.
Just a few thoughts as I balance my checkbook.
Push button. Receive bacon.